Wind Mitigation Inspections in Lake Worth, FL

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Protect Your Home and Lower Your Insurance Premium

Florida homes are at constant risk for hurricanes and tropical storms. Insurance companies know this—and they reward homeowners who invest in wind-resistant features. A wind mitigation inspection evaluates how well your home can withstand strong wind events and determines whether you qualify for insurance discounts under Florida law.



At Truth Be Told Inspections, we provide certified wind mitigation inspections throughout Lake Worth and Palm Beach County. Our detailed evaluations are accepted by all major Florida insurers and help homeowners lower their insurance costs while improving peace of mind.

What Our Inspection Includes

Our wind mitigation inspections are performed according to Florida OIR (Office of Insurance Regulation) standards and include documentation of:

Roof Covering

  • Age, material, and Florida Product Approval code
  • Manufacturer and permit verification (when available)

Roof Deck Attachment

  • Type of roof decking
  • Type and length of fasteners used
  • Spacing and pattern of fasteners

Roof-to-Wall Attachment

  • Metal connectors such as clips or straps
  • Nails, bolts, or other securing methods
  • Presence of reinforcements or enhancements

Roof Geometry

  • Roof shape (hip, gable, flat)
  • Percentage of hip roof area
  • Insurance credit eligibility based on shape

Secondary Water Resistance

  • Presence of peel-and-stick underlayment or foam adhesive
  • Additional barriers that reduce water intrusion

Opening Protection

  • Impact-rated glass or shutters
  • Protection for all openings, including doors and garage
  • Product approval verification (when applicable)

We provide clear photos, documentation, and summaries for every feature, formatted for insurance review.

What Is a Wind Mitigation Inspection?

A wind mitigation inspection is a specialized assessment that identifies the hurricane-resistant features of your home. These features may include:

  • Type of roof covering (shingle, metal, tile)
  • Roof deck attachment method (nails or staples, spacing, and length)
  • Roof-to-wall connections (clips, straps, or toe nails)
  • Roof geometry (hip, gable, flat)
  • Secondary water resistance (underlayment materials)
  • Opening protection (impact-rated doors, windows, shutters, garage doors)

Each feature is evaluated for compliance with wind-resistance standards. The more qualifying features your home has, the greater your chance of earning significant insurance discounts under Florida’s Windstorm Mitigation Program.

Who Should Get a Wind Mitigation Inspection?

  • Homeowners looking to reduce insurance premiums
  • Buyers of older homes in Florida
  • Owners of properties without prior wind inspection documentation
  • Anyone upgrading roof systems or installing impact-rated windows and doors
  • Those preparing for hurricane season

Even if your home was built after Florida’s 2002 building code changes, a wind mitigation inspection can document protective features that insurers may not have on record.

Benefits of a Wind Mitigation Inspection

  • Insurance premium reductions — many homeowners save hundreds annually
  • Increased home value — wind-resistant features are a selling point
  • Greater peace of mind — know how well your home is storm-prepared
  • Required documentation — for new roofs, insurance changes, or storm upgrades
  • One-time inspection — credits stay in effect for the life of your policy (unless major changes occur)

Even partial wind mitigation features can qualify you for tiered discounts. It’s one of the few inspections that can pay for itself year after year.

Why Choose Truth Be Told Inspections

  • Certified & insured for all Florida wind mitigation evaluations
  • Experienced in local building practices and materials
  • Over 300 inspections completed across Palm Beach County
  • Fast turnaround — reports delivered within 24 hours
  • Trusted by homeowners and insurance agents alike
  • Clear, concise reporting with photo documentation
  • Flexible scheduling — including evenings and weekends

We don’t just check boxes. We document and explain every protective feature your home offers, and we help you get the credit you deserve.

Frequently Asked Questions

  • Is this required to get insurance in Florida?

    Not always, but it can significantly reduce premiums. Some insurers may request it during underwriting or policy renewal.

  • How much can I save on insurance?

    Discounts vary, but many Florida homeowners save between 10% and 45% on their windstorm premium depending on the results.

  • Do I need to prepare anything before the inspection?

    Have accessible attic access if possible, and any documentation related to roof upgrades or window replacements.

  • Can this be done with other inspections?

    Yes. We often combine wind mitigation with 4-point and full residential inspections in one visit for convenience and savings.

Schedule Your Wind Mitigation Inspection Today

If you're a Florida homeowner looking to improve storm protection and lower your insurance premium, book your wind mitigation inspection today. Truth Be Told Inspections delivers the certified documentation your insurer needs—fast, professional, and thorough.